Section 1. Members

The Corporation shall have no members. The members of the Board of Directors (also referred to as “Trustees”) shall, for the purposes of Chapter 1702 of the Ohio Revised Code, be deemed to be the Members of the Corporation.

Section 1. General Powers

All of the authority of this Corporation shall be exercised by the Board of Directors, except as otherwise provided in the Articles of Incorporation or by Chapter 1702 of the Ohio Revised Code. A Director shall perform his duties as a director in good faith; in a manner reasonably believed to be in the best interests of the Corporation, and with the care that an ordinarily prudent person in a like position would use under similar circumstances. A member of the Board of Directors, or a member of any committee designated by the Board of Directors, shall, in the performance of such member's duties, be fully protected in relying in good faith upon the records of the corporation and upon such information, opinions, reports or statements presented to the corporation by any of the corporation's Officers or employees, or committees of the Board of Directors, or by any other person as to matters the member reasonably believes are within such other person's professional or expert competence and who has been selected with reasonable care by or on behalf of the corporation.

Section 2. Number

The Board of Directors of this Corporation shall consist of not fewer than 5 and no more than 9 Directors.

Section 3. Election

The Board of Directors shall be elected at the annual meeting of Directors, or if not then elected, or if such meeting not be held at the time fixed therefore, then at a special meeting of the Directors held for the purpose of election of Directors. Persons and remain in same position until replaced by a two thirds vote of the Directors:

A. Seth Greenwald, D.Phil.(Oxon)

John M. Cuckler, M.D.

Richard E. Jones, M.D.

The Officers/Advisors are as follows:

President, A. Seth Greenwald, D.Phil.(Oxon)

Secretary/Treasurer, Christine S. Heim

Legal Counsel, Gregory D. Seeley

Only persons nominated as candidates shall be eligible for election. Candidates may be nominated who are not members of the Board of Directors. At all elections of Directors, the candidates receiving the greatest number of votes shall be elected.

Section 4. Term

Each Director elected at any annual or any special meeting of the Members shall serve until the next annual meeting of Directors and until his successor is elected, or until his earlier resignation, removal from office or death.

Section 5. Vacancies

The office of a Director shall become vacant if he/she dies, no longer holds the position for which he/she is named or resigns, which resignation shall take effect immediately or at such other time as said Director resigning may specify. The remaining Directors, though less than a majority of the whole authorized number of Directors, shall, by a vote of the majority of their number fill the vacancy in the Board for the unexpired term in accord with the representative position or as an appointed member. The Director elected to fill a vacancy shall serve until the next annual meeting of Directors or until his successor is elected and qualified.

Section 6. Removal

All of the Directors or any individual Director may be removed from office by the vote of a majority of the members present at a meeting of Directors called for the purpose of removing Directors, if a quorum is present. Such removal shall create a vacancy or vacancies on the Board.

Section 7. Annual Meetings; Special Meetings

The annual meeting of the Board of Directors shall be held in order to elect Directors with at least two (2) days written notice mailed to each Director. Special meetings of the Board of Trustees may be called from time to time by the Chairman, President, any Vice President or any two Trustees. All meetings of the Board of Trustees shall be held at the office of the Foundation in Cleveland, Cuyahoga County, Ohio or at such other places, as the President or the Board of Trustees may designate from time to time and as may be specified in the notice of meeting. Meetings of the Board of Trustees may be held through any means of communication equipment if all persons participating can hear each other.

Section 8. Notice of Meetings

Notice of meetings of the Board of Directors shall be mailed to each Director, addressed to him at his residence or usual place of business or delivered to him personally, at least two (2) days prior to the holding of such meeting. Every such notice shall state the time and place of the meeting, but shall not be required to state the purpose thereof. Notice of any meeting of the Board of Directors need not be given to any Director, (a) if waived by him in writing and such waiver is filed with the Secretary either before or after the holding of such meeting, or (b) if he shall be present at said meeting without protesting, prior to or at the commencement of such meeting, the lack of proper notice. Notice of adjournment of a meeting need not be given if the time and place to which it is adjourned are fixed and announced at such meeting.

Section 9. Quorum

At all meetings of the Board of Directors a majority of the whole authorized number of Directors with a right to vote is necessary to constitute a quorum for the meeting of such Board of Directors, except that a majority of the Directors in office constitutes a quorum for filling a vacancy in the Board of Directors. The act of a majority of the Directors present at a meeting at which a quorum is present is the act of the Board.

Section 10. By-Laws

For the government of its actions, the Board of Directors may adopt rules and regulations consistent with the Articles of Incorporation and these By-Laws.

Section 11. Action Without Meeting

Any action which may be authorized or taken at a Directors’ meeting may be authorized or taken without a meeting in a writing or writings signed by all of the Directors who would be entitled to notice of a meeting of the Directors held for such purpose, and such writing or writings shall be made a part of the records of this Corporation.

Section 12. Committees of the Board of Directors

The Board of Directors may create standing committees or ad hoc committees as the Board of Directors shall deem appropriate, with such membership, powers and duties as may be deemed necessary or advisable in conducting the business, activities and affairs of the Corporation, and shall elect the members thereof.

Section 13. Conflicts of Interest

No contract or transaction between the corporation and one (1) or more of its Directors or Officers, or between the corporation and any other corporation, partnership, association, or other organization in which one (1) or more of its Directors or Officers, are Directors or Officers, or have a financial interest, shall be void or voidable solely for this reason, or solely because the Director or Officer is present at or participates in the meeting of the Board or committee which authorizes the contract or transaction, or solely because any such Director's or Officer's votes are counted for such purpose, if:

(1) The material facts as to the Director's or Officer's relationship or interest and as to the contract or transaction are disclosed or are known to the Board of Directors or the committee, and the Board or committee in good faith authorizes the contract or transaction by the affirmative votes of a majority of the disinterested Directors, even though the disinterested Directors be less than a quorum; or

(2) The material facts as to the Director's or Officer's relationship or interest and as to the contract or transaction are disclosed or are known to the Directors entitled to vote thereon, and the contract or transaction is specifically approved in good faith by vote of the Directors; or

(3) The contract or transaction is fair as to the corporation as of the time it is authorized, approved or ratified, by the Board of Directors.

Common or interested Directors may be counted in determining the presence of a quorum at a meeting of the Board of Directors which authorizes the contract or transaction.

The Directors may receive compensation for serving as Directors and shall be reimbursed for expenses incurred by them in the exercise of their service.

A Director is not an interested Director solely because the subject of a contract, action, or transaction may involve or effect a change in control of the Corporation or his continuation in office as a Director of the Corporation.

A Director shall not be found to have failed to perform his duties, unless it is provided, by clear and convincing evidence, in an action brought against the Director that he has not acted in good faith, in a matter he reasonably believes to be in or not opposed to the best interests of the corporation, or with the care that an ordinarily prudent person in a like position would use under similar circumstances.

Section 1. General Provisions

The Officers of the Corporation shall consist of a President, such number of Vice Presidents as the Board may, from time to time, determine, a Secretary and Treasurer. The Board of Directors may, from time to time create such offices and appoint such other Officers and Assistant Officers as it may determine. The Officers shall be elected by the Board of Directors. Any two of such offices may be held by the same person, but no Officer shall execute, acknowledge or verify any instrument in more than one capacity. The Officers elected by the Board of Trustees shall be paid such compensation as the Board of Trustees may from time to time determine.

Section 2. Term of Office

The Officers of the Corporation shall hold office until the organizational meeting of the Board of Directors following the date of their election and until their successors are chosen and qualified unless sooner removed by the Board of Directors. The Board of Directors may remove any Officer at any time, with or without cause, by a majority vote. A vacancy in any office, however created, may be filled by the Board of Directors.

Section 3. President and Vice President

The President shall preside at all meetings of Directors as Chairman and shall be the Chief Executive Officer of the Corporation. He shall have general supervision, management, control and oversight of the business of the Corporation, subject to this Code of Regulations and subject to the orders of the Board of Directors, and shall, in general, perform all the duties usually incident to the office of President or that may be imposed or required by the Board of Directors. In his absence or inability to act, the Vice President shall discharge the duties of the President and shall perform such other duties as shall be determined by the Board of Directors.

Section 4. Secretary

The Secretary shall (a) keep minutes of all of the meetings of the Board of Directors, as well as all Actions by Written Consent and waivers of notice; (b) give notice of all meetings of Directors, except as otherwise provided by these By-Laws; (c) keep such books as may be required by the Board of Directors and (d) perform such other duties as may be assigned to him from time to time by the Board of Directors or by the President. All books and papers pertaining to the office of the Secretary shall be subject at any time to the inspection of any member of the Board of Directors, and, on the expiration of the Secretary's term of office such Secretary shall deliver all books, papers and other property of the Corporation in his possession or under his control to the President or to the Secretary's successor in office; and, in general, the Secretary shall perform all duties pertaining to such office as may be required by the President or Board of Directors.

Section 5. Treasurer

The Treasurer shall have general supervision of all finances; he shall receive and safely keep all moneys belonging to the Corporation and he shall perform such other duties as from time to time may be assigned to him by the Board of Directors. He shall keep proper books of account and keep accurate account of the finances of the Corporation and shall present, at least at the annual meeting of Directors, a statement of profit and loss of the corporation, and a balance sheet containing a summary of the assets and liabilities, stated capital and surplus as of the close of the Corporation's fiscal year. The financial statement shall have appended thereto a certificate signed by the President or a Vice President and the Treasurer or an Assistant Treasurer or by a public accountant or a firm of public accountants, to the effect that the financial statement presents fairly the financial position of the Corporation and the results of its operations in conformity with generally accepted accounting principles applied on a basis consistent with that of the preceding period or such other certificate as is in accordance with sound accounting practice. At any meeting of the Board of Directors, the Treasurer shall furnish summary statements of the financial condition of the Corporation as of the date requested by the President or the Board of Trustees. Upon the expiration of his term of office, the Treasurer shall deliver all money, books, papers and other property of the Corporation that shall be in his possession or under his control to his successor in office.

Each Trustee, Officer, Director, Agent, employee or volunteer of this Corporation, and any Trustee, Officer, Director, Agent, employee or volunteer of any other corporation serving as such at the request of this Corporation shall be indemnified by this Corporation under the standards set by and to the fullest extent allowable under Sections 1702.12, 1702.30 and 1702.55 of the Ohio Revised Code, as the same shall be amended from time to time.

The foregoing right of indemnification shall be in addition to any other rights to which any person seeking indemnification may be or become entitled by law, vote of disinterested Directors of this Corporation or otherwise.

The Directors at a meeting held for such purpose, may adopt an amendment to these By-Laws by the affirmative vote of a majority of the total members of the Board of Directors. In addition to or in lieu of adopting an amendment to the By-Laws, the Directors may adopt amended By-Laws by the same action or vote as that required to adopt the amendment.

Section 1. Fiscal Year

The fiscal year of the Corporation shall end on December 31 in each year or on such other day as may be fixed from time to time by the Board of Directors.

Section 2. Property

All property acquired by this Corporation by purchase, gift, bequest or otherwise shall be the absolute property of this Corporation, unless at the time of acquiring such property it is otherwise specified in writing.

Section 3. Sale or Disposition of Assets

The Board of Directors of this Corporation may authorize the lease, sale, exchange, transfer or other disposition of any of the assets of this Corporation without the necessity of procuring authorization from the court but may seek such authorization pursuant to Section 1702.40, Ohio Revised Code, and any such lease, sale, exchange transfer or other disposition shall be made in whole or in part for money or other property, including shares or other securities or promissory notes of any corporation for profit.

Section 4. Books and Records

The books and records of this Corporation may be examined by any Director or the agent or attorney of any Director for any reasonable and proper purpose at any reasonable time.

Section 5. Income and Principal

Notwithstanding any other provision of these Regulations, no part of the assets or income earned on the assets of the Corporation shall inure to the benefit of, or be distributable to its Directors, Officers, or other private persons. No substantial part of the activities of the Corporation shall be the carrying on of propaganda, or otherwise attempting to influence legislation, and the Corporation shall not participate in, or intervene in (including the publishing or distribution of statements) any political campaign on behalf of any candidate for public office. Notwithstanding any other provision of these Regulations, the Corporation shall not carry on any other activities not permitted to be carried on (a) by a corporation exempt from Federal income tax under Section 501(c)(3) of the Internal Revenue Code of 1986 (or the corresponding provision of any future United States Internal Revenue law) or (b) by a corporation, contributions to which are deductible under Section 170(c)(2) of the Internal Revenue Code of 1986 (or the corresponding provision of any future United States Internal Revenue Law).

Section 6. Merger

The Board of Directors of the Corporation may authorize the merger or consolidation of this corporation with other corporations as permitted by Section 1702.41 of the Ohio Revised Code.

Section 7. Dissolution

Upon the dissolution of the Corporation, the Board of Directors shall, after paying or making provision for the payment of all the liabilities of the Corporation, dispose of all of the assets of the Corporation exclusively for the purposes of the Corporation, as set forth in its Articles of Incorporation, as amended, in such manner or to such organization or organizations organized and operated exclusively for charitable, educational, religious, or scientific purposes as shall at the time qualify as an exempt organization or organizations under Section 501(c)(3) of the Internal Revenue Code of 1986 (or the corresponding provision of any future United States Internal Revenue Law), as the Board of Directors shall determine. Any such assets not so disposed of shall be disposed of by the Court of Common Pleas of the county in which the principal office of the Corporation is located, exclusively for such purposes or to such organization or organizations, as said Court shall determine, which are organized and operated exclusively for such purposes.

TERMS OF USE

By accessing or using this Website, you agree to comply with and be bound by these Terms and Conditions of Use (“Terms of Use”). Please read these Terms of Use carefully as well as the Privacy Policy which is incorporated herein by reference. If you do not agree to these Terms of Use and the Privacy Policy, you must immediately cease

1. License Grant. You are granted a personal, revocable, limited, non-exclusive, non-transferable license to access and use this Website conditioned on your continued acceptance of, and compliance with, these Terms of Use. You may use this Website and the Content (as defined below) for your noncommercial personal use and for no other purpose. Current Concepts Foundation (hereinafter “CCF”) reserves the right to bar, restrict or suspend any user’s access to this Website, and/or to terminate this license at any time for any reason. CCF reserves any rights not explicitly granted in these Terms of Use.

2. License Restrictions. Unless otherwise expressly stated in these Terms of Use or you receive CCF’s prior written consent, you may not modify, translate, create derivative works of, copy, distribute, market, display, remove or alter any proprietary notices or labels from, lease, sell, sublicense, clone, transfer, decompile, reverse engineer, or incorporate into any information retrieval system (electronic or mechanical), this Website, any Content (as defined below), or any portion thereof. Further, you may not (i) use this Website for any unauthorized or illegal purpose or activity including, but not limited to, any activity to obtain or attempt to obtain unauthorized access to this Website, including Content; (ii) interfere with the proper working of this Website including, but not limited to, the transmission of any virus, worm, trap door, back door, timer, clock, Trojan horse, or other limiting routine, instruction or design; or (iii) interfere with any other person’s use and enjoyment of this Website.

3. Your Acceptance; Revisions to Terms of Use. This Website is available only to individuals who can enter into legally binding contracts under applicable law. These Terms of Use constitute a legally binding agreement between you and CCF regarding your use and access to this Website. By using this Website you agree to the Terms of Use.

CCF reserves the right to revise these Terms of Use at any time in its sole discretion by posting revised Terms of Use to this Website. Your use of this Website signifies your acceptance of all the terms and conditions contained within the Terms of Use posted at the time of your use. You will be responsible for regularly reviewing the Terms of Use posted to this Website.

4. Current Concepts Foundation Policies; Additional Terms and Conditions. CCF’s Privacy Policy, as well as any other additional terms and conditions applicable to certain portions of this Website (collectively “Additional Terms and Conditions”) are incorporated herein by reference. To the extent that there is a conflict between these Terms of Use and any Additional Terms and Conditions for the activity in which you choose to participate, the Additional Terms and Conditions shall govern.

5. Click-Through Agreements. Before using certain areas of this Website you may be asked to indicate your acceptance of additional special terms and conditions by clicking a button marked “I Accept” “I Agree” “Okay” “I Consent” or other words or actions that similarly acknowledge your consent or acceptance of a Click-Through Agreement. To the extent there is a conflict between these Terms of Use and any Click-Through Agreement for the scholarship application being submitted, the Click-Through Agreement will govern.

6. Privacy Policy. For information about CCF’s data protection practices and CCF’s use and protection of your personal information, please read CCF’s Privacy Policy (INSERT LINK) which is incorporated into and made a part of these Terms of Use.

7. User Obligations. You warrant that you will abide by all applicable local, state, national and international laws and regulations with respect to your use of this Website and not interfere with the use and enjoyment of this Website by other users or with CCF’s operation and management of this Website. You will, at all times, provide true, accurate, current, authorized, and complete information when submitting information or materials on this Website, including, without limitation, information required to be provided through a registration form. If any false, inaccurate, untrue, unauthorized or incomplete information is submitted by you, CCF reserves the right to terminate your access and use of this Website. You warrant that you will not impersonate any other person or entity, whether actual or fictitious, when using this Website, or defame or otherwise harm any party, including CCF, through your use of this Website.

8. Proprietary Rights. The content of this Website includes, without limitation, (i) Current Concepts Foundation’s trademarks, service marks, logos, brands, and brand names, trade dress and trade names and other distinctive identification (collectively “Current Concepts Foundation Marks”); and (ii) information, data, materials, interfaces, computer code, databases, products, services, software applications and tools, text, images, photographs, audio and video material, and artwork, and (iii) the design, structure, selection, compilation, assembly, coordination, expression, functionalities, applications, look and feel, and arrangement of any content contained in or available through this Website (the items identified in subsections (i) (ii) and (iii) shall be collectively referred to herein as “Current Concepts Foundation Content”). Current Concepts Foundation Content is the property of Current Concepts Foundation and is protected by law including, but not limited to, United States copyright, trade secret, patent, and trademark law, as well as other state, national and international laws, treaties and regulations. The reproduction, transmission, distribution, sale, publication, broadcast, circulation or dissemination of any Current Concepts Foundation Content by you, or by you through any other person or entity, is prohibited unless express written consent is separately obtained from Current Concepts Foundation or the owner of such content if Current Concepts Foundation is not the owner. Any use of Current Concepts Foundation Marks without Current Concepts Foundation’s express written consent is strictly prohibited. You may not alter, delete, obscure or conceal any copyright or other notices appearing in the Current Concepts Foundation Content, including any such notices appearing on any Current Concepts Foundation Content you are permitted to download, transmit, display, print, or reproduce from this Website.

9. Responsibility for Use of the Internet and this Website. Use of the Internet and this Website is solely at your risk and is subject to all applicable local, state, national and international laws and regulations. CCF does not guarantee the confidentiality or security of any communication or other material transmitted to or from this Website over the Internet or other communication network. CCF shall not be obligated to correct or update this Website or the Current Concepts Foundation Content and CCF shall not be liable for omissions, typographical errors, or out-of-date information which may appear on this Website.

10. Third Party Information. This Website may feature materials, information, products, and services provided by third parties. Any such information, including but not limited to articles, press clippings, opinions, advice, statements, services, offers or other information made available by third parties such as content providers and other users of this Website are those of the respective third party and not of CCF or its affiliates. CCF makes no representation with respect to, nor does it guarantee or endorse, the quality, non-infringement, accuracy, completeness, timeliness, or reliability of such third party materials, information, services or products.

11. Links to Third Party Websites. This Website may provide links (including any link through an on-line banner advertisement) to other sites on the Internet for your convenience. These other websites are maintained by third parties over which CCF exercises no control. The appearance of any such third party link is not intended to endorse any particular company or product. If you decide to access any of the third party sites linked to this Website, you do so entirely at your own risk.

12. Links to this Website and the Current Concepts Foundation Content. Links posted by third parties to this Website and/or any Current Concepts Foundation Content may not use the Current Concepts Foundation trademark or logo and shall not suggest that CCF promotes or otherwise endorses any third party products, business relationships, services, causes, campaigns, websites, content, or information. Any links to any portion of this Website shall be the responsibility of the linking party. CCF reserves the right to require any linking party to disable or remove any link that violates Current Concepts Foundation’s rights or causes interruption or deterioration of the Current Concepts Foundation Content.

13. Warranties Disclaimed. THIS WEBSITE AND ITS CONTENT ARE PROVIDED “AS IS” AND “AS AVAILABLE.” NEITHER CURRENT CONCEPTS FOUNDATION, ITS AFFILIATES, SUBSIDIARIES, EMPLOYEES, OFFICERS, OR TRUSTEES NOR ANY OF ITS AGENTS, REPRESENTATIVES, SUPPLIERS, ADVERTISERS, PROMOTIONAL PARTNERS, OR LICENSORS (COLLECTIVELY “CURRENT CONCEPTS FOUNDATION PARTIES”) PROVIDE ANY EXPRESS OR IMPLIED REPRESENTATION OR WARRANTY OF ANY KIND, INCLUDING WITHOUT LIMITATION, ANY REPRESENTATION OR WARRANTY THAT (i) THIS WEBSITE OR ITS CONTENT, OR ANY RESULTS THAT MAY BE OBTAINED BY YOU, ARE COMPLETE, ACCURATE, RELIABLE OR NON-INFRINGING; (ii) ACCESS TO THIS WEBSITE WILL BE UNINTERRUPTED, TIMELY, SECURE, OR ERROR FREE; (iii) THE QUALITY OF ANY PRODUCTS, SERVICES, INFORMATION OR OTHER MATERIAL PURCHASED OR OBTAINED BY YOU THROUGH THIS WEBSITE WILL MEET YOUR EXPECTATIONS; OR (iv) THE CONTENT WILL REMAIN UNCHANGED OR ACCESSIBLE ON THIS WEBSITE. ALL WARRANTIES, EXPRESS OR IMPLIED, ARE DISCLAIMED TO THE FULLEST EXTENT PERMITTED BY LAW INCLUDING, WITHOUT LIMITATION, ANY WARRANTY OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND/OR NON-INFRINGEMENT OF INTELLECTUAL PROPERTY.

14. Limitation of Liability. THE CURRENT CONCEPTS FOUNDATION PARTIES SHALL NOT BE LIABLE, AND DISCLAIM ANY LIABILITY, FOR ANY CLAIM, LOSS OR DAMAGE, DIRECT OR INDIRECT, INCLUDING, WITHOUT LIMITATION, COMPENSATORY, CONSEQUENTIAL, INCIDENTAL, INDIRECT, SPECIAL, EXEMPLARY OR PUNITIVE DAMAGES OF ANY KIND WHATSOEVER IN CONNECTION WITH, AS A RESULT OF, OR ARISING (i) OUT OF THE USE OF OR INABILITY TO USE THIS WEBSITE AND/OR ANY CONTENT; (ii) FROM ANY INTERRUPTION IN THE AVAILABILITY OF THIS WEBSITE AND/OR CONTENT; (iii) FROM ANY LOSS OF DATA AND/OR FROM ANY EQUIPMENT FAILURE; (iv) OUT OF THE PROCUREMENT OF SUBSTITUTE GOODS OR SERVICES RESULTING FROM ANY PROBLEMS WITH THE GOODS, CONTENT AND/OR SERVICES PURCHASED OR OBTAINED FROM THIS WEBSITE, OR TRANSACTIONS ENTERED INTO, THROUGH OR FROM THIS WEBSITE; (v) FROM UNAUTHORIZED ACCESS TO OR ALTERATION OF YOUR TRANSMISSIONS OR DATA; (vi) FROM STATEMENTS OR CONDUCT OF ANY THIRD PARTY ON THIS WEBSITE; (vii) FROM ANY DELAY OR FAILURE OF THIS WEBSITE ARISING OUT OF CAUSES BEYOND CURRENT CONCEPTS FOUNDATION’S CONTROL; (viii) OUT OF THE USE OF, REFERENCE TO, OR RELIANCE ON, THE CONTENT; (ix) OUT OF ANY THIRD PARTY MATERIALS, INFORMATION, PRODUCTS AND SERVICES CONTAINED ON, OR ACCESSED THROUGH, THIS WEBSITE (x) OUT OF ANY CONTENT, MATERIALS, ACCURACY OF INFORMATION, AND/OR QUALITY OF THE PRODUCTS, SERVICES OR MATERIALS PROVIDED BY OR ADVERTISED ON THIRD PARTY WEBSITES; OR (xi) OUT OF ANY OTHER MATTER RELATING TO THIS WEBSITE OR CONTENT. In the event you are dissatisfied with, or dispute, these Terms of Use, this Website and/or the Content, your sole right and exclusive remedy is to terminate your use of this Website, even if that right or remedy is deemed to fail of its essential purpose. You confirm that CCF has no other obligation, liability or responsibility to you or any other party.

15. Exclusions permitted by law. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF CERTAIN WARRANTIES OR CONDITIONS OR THE LIMITATION OR EXCLUSION OF LIABILITY FOR LOSS OR DAMAGE CAUSED BY NEGLIGENCE, BREACH OF CONTRACT OR BREACH OF IMPLIED TERMS, OR INCIDENTAL OR CONSEQUENTIAL DAMAGES. ACCORDINGLY, ONLY THE ABOVE LIMITATIONS IN SECTIONS 13 AND 14 WHICH ARE LAWFUL IN YOUR JURISDICTION WILL APPLY TO YOU AND CURRENT CONCEPTS FOUNDATION’S LIABILITY WILL BE LIMITED TO THE MAXIMUM EXTENT PERMITTED BY LAW.

16. Indemnification. To the fullest extent permitted by law, you shall defend, indemnify, and hold harmless the Current Concepts Foundation Parties from and against all claims arising from or in any way related to your use of this Website and/or the Current Concepts Foundation Content, a violation by you of these Terms of Use, or any other actions connected with your use of this Website and/or the Current Concepts Foundation Content, including any liability or expense, losses, damages (actual and consequential), suits, judgments, litigation costs and attorney fees. CCF will provide prompt written notice of any such claims, but failure to provide such notice will not release you from any of your obligations pursuant to this Section except to the extent that you are actually prejudiced by such failure, and will not relieve you from any other liability that you may have to the Current Concepts Foundation Parties other than under this Section.

17. Term and Termination. These Terms of Use will take effect at the time you begin using this Website. CCF reserves the right, with or without notice, at any time and for any reason to deny you access to this Website or to any portion thereof, and to terminate these Terms of Use. These Terms of Use will terminate automatically if you fail to comply with the terms set forth herein. You may terminate these Terms of Use at any time by ceasing to use this Website, but all applicable provisions of these Terms of Use will survive such termination. Upon termination, you must destroy all copies of any portion of this Website, including any Current Concepts Foundation Content, in your possession.

18. Arbitration; Venue. Any controversy or claim (“Claim”) you have arising out of or relating to these Terms of Use shall be resolved by a single impartial arbitrator pursuant to proceedings administered by the American Arbitration Association under its rules for resolution of commercial disputes. Any such Claim shall be brought solely by you as an individual and not as part of, or as a representative of, a class. The arbitration shall be held in Cleveland, Ohio. All submissions to the arbitrator, the proceedings and the award shall be confidential. The arbitration shall be conducted on an expedited basis with minimal discovery. The arbitrator’s award shall be final and binding. The courts of the State of Ohio and/or the United States District Court for the Northern District of Ohio shall have exclusive jurisdiction and venue over (i) any action concerning the enforcement of an arbitration award, or (ii) if arbitration is not permitted by law, then any Claim you have arising out of or relating to these Terms of Use. You agree to unconditionally and irrevocably submit to the exclusive jurisdiction and venue of such courts and you will not object to such jurisdiction and venue on the grounds of lack of personal jurisdiction, inconvenient forum or otherwise. EACH PARTY IRREVOCABLY WAIVES ANY AND ALL RIGHT TO TRIAL BY JURY IN ANY LEGAL PROCEEDING ARISING OUT OF OR RELATED TO THESE TERMS OF USE. Current Concepts Foundation reserves all rights and remedies available to it, in law or equity, with respect to any matter relating to these Terms of Use.

Neither party consents or agrees to any arbitration on a class or representative basis, and the arbitrator shall have no authority to proceed with an arbitration on a class or representative basis. No arbitration will be consolidated with any other arbitration proceeding without the consent of all parties. Any claim or controversy as to the enforceability of this arbitration provision’s restriction on your right to participate in or pursue a class action or classwide arbitration shall be brought only in the United States District Court for the Northern District of Ohio or any State of Ohio court located in Cuyahoga County, Ohio.

19. Governing Law. These Terms of Use and all matters regarding your use of this Website shall be governed by, construed in accordance with, and enforced under the laws of the State of Ohio applicable to contracts made and executed and wholly performed in the State of Ohio, without regard to choice of law principles. Neither the Uniform Computer Information Transaction Act nor the United Nations Convention on Contracts for International Sale of Goods apply and their applicability is expressly excluded. Printed copies of any and all agreements and/or notices in electronic form shall be admissible in any legal, investigative or regulatory proceedings.

20. Waiver and Severability. The failure of CCF to exercise or enforce any right or provision in these Terms of Use shall not constitute a waiver of such right or provision. If any provision of these Terms of Use is found by a court of competent jurisdiction to be invalid, illegal, or unenforceable, such provision shall be enforced to the fullest extent of the law, and all other provisions shall remain in full force and effect.

21. Complete Agreement. These Terms of Use, together with any revisions. any Additional Terms or Conditions incorporated by reference, and any Click-through Agreement, constitutes the entire agreement between you and CCF relating to this Website and its use by you, and supersedes any previous written or oral communication regarding use of this Website.

22. Contact Information. If you have any questions or concerns regarding these Terms of Use or this Website, please contact us at info@CurrentConcepts.org.

23. Statute of Limitations. Regardless of any statute or law to the contrary, any claim or cause of action arising out of or related to your use of this Website must be filed by you within one (1) year after such claim or cause of action arose or be forever barred.

24. Use of this Website and the Current Concepts Foundation Content outside of the United States. CCF makes no claims regarding access or use of this Website or the Current Concepts Foundation Content outside of the United States. If you use or access this Website or the Current Concepts Foundation Content outside of the United States, you do so at your own risk and are responsible for compliance with the laws and regulations of your jurisdiction as well as these Terms of Use.

Last updated: June 18, 2018

PRIVACY POLICY

Current Concepts Foundation (hereinafter “CCF”) is committed to protecting any personal information that you may provide to us. In particular, we believe it is important for you to know how we treat information about you that we may receive from this Website. This Privacy Policy describes the types of information CCF collects from visitors to this Website, what we do with this information and how visitors can update and control the use of information they provide on the Website.

INFORMATION COLLECTED

In general, you can visit this Website without telling us who you are or revealing any information about yourself. When you visit our Website, our web servers collect the name of the domain you used to access the Internet, which pages on our Website you visited and when they were visited, your Internet browser type and platform, the link that brought you to our Website and any links clicked within our Website, mostly in the form of cookies. This information may be used by us, our service providers, affiliates and business partners to measure the number of visits, average time spent, page views and other statistics about visitors to our Website. We also use this data to monitor Website performance and make the Website easier and more convenient to use. Although you may set a Do Not Track signal to be sent from your web browser when you visit our Website, we are not currently able to honor your request automatically. You would need to manually opt out of Performance cookies (described below) to have the same effect.

Strictly Necessary Cookies (Always Active)

These cookies are necessary for this Website to function and cannot be switched off in our systems. They are usually only set in response to actions made by you which amount to a request for services, such as setting your privacy preferences, logging in or filling in forms. You can set your browser to block or alert you about these cookies, but some parts of the site will not then work. These cookies do not store any personally identifiable information.

Performance Cookies (Currently Active) Opt out

Performance cookies allow the server to determine when your computer visits the Website again in order to track statistical information about navigation to and throughout certain areas of our Website (i.e., Google Analytics). This cookie is not used to obtain your name or any personal data, and the information that is tracked is used only for internal purposes, to improve Website navigation and measure the effectiveness of our Website, and is not shared with anyone other than contractors who assist CCF in these efforts and who are bound to confidentiality. If you prefer not to accept cookies, you can set your browser to reject them or to alert you before one is placed. However, if you opt out and do not allow these cookies, we will not know when you have visited our Website, and will not be able to monitor its performance.

In addition, there are portions of this Website where we may need to collect personally identifiable information about you, if you choose to complete an application for a scholarship opportunity. This personally identifiable information may include your address, phone number, and other information. The scholarship program(s) that you apply for will determine the personal information that is collected.

USE OF COLLECTED INFORMATION

CCF does not sell, transfer or disclose personal information to third parties. Once collected, we may use your personal information for the following purposes:

• Review the application(s) you have submitted for scholarship eligibility

• Process, fulfill and follow-up on your application(s)

• Answer your emails or on-line requests

• Send information you request

• Deliver newsletters and scholarship updates

• Notify you about new products/services, special offers and other information that may be relevant to your use of our Website

CCF reserves the right to use or disclose any information as needed to satisfy any law, regulation or legal request, to protect the integrity of the Website, to fulfill your requests, or to cooperate in any law enforcement investigation or an investigation on a matter of public safety.

Further, CCF will retain information we collect from you where we have an ongoing legitimate business need to do so, for example, to comply with applicable legal, tax, or accounting requirements.

When we have no ongoing legitimate business need to process your personal information, we will either delete or anonymize it or, if this is not possible, then we will securely store your personal information and isolate it from any further processing until deletion is possible.

OUR SECURITY PROCEDURES

At CCF, our goal is to protect your personal information submitted to us through this Website. We maintain reasonable physical, electronic, and procedural safeguards that comply with federal standards to guard nonpublic personal information about you against loss, misuse or unauthorized access, disclosure, alteration or destruction of the information you have provided to us on this Website. We limit access to personal and account information to those employees and agents who assist us in providing products and services to you. Employees who misuse customer information are subject to disciplinary action. We also require third parties to whom we disclose nonpublic personal information to adhere to this Privacy Policy and to establish information security procedures.

If you have any questions about the security of your personal information, please contact us at info@CurrentConcepts.org.

LINKS TO OTHER WEBSITES

This Internet Privacy Policy only applies to the use and disclosure of information we collect from visitors online through this Website. Our Website may contain links to other websites belonging to our business partners (who are not affiliated with us). While we try to link only to websites that share our high standards and respect for privacy, we are not responsible for the content, security, or privacy practices employed by other websites. Information you disclose to other parties or through such websites is subject to the privacy practices and policies of those parties or websites.

INTERNATIONAL USERS

This is a United States-based Website that is subject to United States law. This Website is controlled, operated and administered by CCF from its offices within the United States of America. This Privacy Policy is provided in accordance with and subject to applicable U.S. law. If you decide to continue to access this Website from your location outside the United States, you hereby agree that your use of this Website is subject to this Privacy Policy.

UPDATES TO THIS POLICY

We reserve the right to modify or supplement this Privacy Policy at any time. If we make any material change, we will update our Website to include such changes. We recommend that you review this Privacy Policy regularly for changes.

Please feel free to contact us at karen@ccjr.com with any comments, questions, complaints, or suggestions you might have regarding the information or practices described in this Privacy Policy.

Last updated: November 1, 2021